Student Loan Consolidation

Federal Stafford Loans are government-secured student loans available to undergraduate and graduate students at rates lower than most other forms of financing, like credit cards and private student loans. There’s no collateral or credit check required, and payments are deferred until you graduate.

* Low 6.8% fixed interest rate for graduate Stafford loans and unsubsidized undergraduate Stafford loans
* 3.4%–5.6% fixed interest rate for need-based subsidized Stafford loans for undergraduates
* No application fees
* No collateral or credit checks
* No co-signers required
* No payments while you’re in school at least half time
* No prepayment penalties
* Eligible for federal student loan consolidation
* Flexible repayment options available
* No prepayment penalties
* Loan interest may be eligible for tax deductions (consult a tax advisor)

Begin the Application Process

Federally Guaranteed Stafford Student Loans

Awarded both with and without consideration of financial need, Stafford student loans give undergraduate and graduate students a self-help financing option that’s available to you regardless of how much money you or your parents make.

Stafford loans are issued to students in their own names without a credit check, so you don’t need to worry about finding a co-signer to get money for college or graduate school.